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Archive for April, 2009

Apr 23 2009

List Of Top 10’s To Save You Money

Published by Laura under Saving tips Edit This

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Here’s a list of some common Top 10’s I think will help most families save  money. 

While reading notice there are some links to great extras like recipes and others FREE things.  Enjoy

Top 10 Money-Saving Ingredients

 Epicurious picks the best supermarket deals and pairs them with delicious dishes to impress
By Joanne Camas
 ”Here’s what she picks”

  1. Potatoes

    (73¢ per pound for white potatoes)*

  2. Rice

    (86¢ per pound for white long-grain, uncooked rice; $1.23 for brown rice)


  3. Pasta

    ($1.19 per pound for spaghetti and macaroni)

  4. Chicken

    ($1.21 per pound for fresh, whole chicken)

  5. Beans

    ($1.34 per pound for dry legumes)

  6. Apples

    ($1.40 per pound for Red Delicious)

  7. Canned Tuna

    (Chunk light in water or oil, 89 cents to 95 cents; albacore in oil or water, $1.49 to $1.89)

  8. Eggs

    ($1.85 per dozen grade A large eggs)

  9. Cheese

    ($5.02 per pound for natural cheddar cheese)

  10. Flank Steak  ($7.29 per pound; top round steak, $3.48 per pound)

  For Cheap Healthy Food  check out Angel Food Ministries

  

College Students

Saving Money through College Perks

 by Jenna Dietzer
College students across the nation can rejoice in spite of the recession. Why? Because while money is tight right now, it still hasn’t burst the college bubble. In the February 2009 article “The Final Stimulus Bill” Inside Higher Ed reported that the final stimulus package would provide roughly $30 billion in new funds for college students and their parents. That means more free stuff for you.

  Some freebies are only available to full-time college students, but several freebies are available to part-time students as well.

So if you’re a college student spending your hard-earned money on any of the following, you might want to start looking for a better offer on campus. Your wallet (or your parents’ wallets) will thank you.

“Top 10 Freebies for College Students, Saving Money through College Perks”

  1. Legal Representation: Some students aren’t always alone when it comes to filing for divorce, landlord battles, or finding a notary. Basic legal services         provided to full-time students at Student Legal Services. If your university isn’t already providing this service, ask them why not.
  2. Transportation: Want to go downtown? uptown? east or west? Most universities provide free transportation on and near campus via bus or subway. All you have to do is show your student i.d.
  3. College Student Health Insurance: Whether your college requires you to participate in a student health insurance plan or not, they most likely provide these free services at the student health center or health fairs on campus: flu shots, STD tests, smoking cessation, blood pressure screenings, and mental health services.
  4. Recreation & Fitness: Part of your student activities fee goes directly toward maintaining the fitness equipment and programs. Whether it’s Thursday afternoon cardio,, a morning run around the track, or a rowing excursion on the weekend, staying fit can now fit into your budget.

  5. Video and Book Rentals: It might take an extra week or two to find the latest release on the shelves of your college library, but it’s worth the wait when you know you won’t have to pay a cent to read it or watch it.
  6. Free Tax Filing for Students: When you can’t be claimed as a dependent anymore, suddenly those taxes your parents dreaded every spring are now your problem, too. But why wade through that mess on your own when you can have a professional do it for you for free and focus on your studies instead?
  7. Performances & Games: While some universities only discount tickets for student productions or sporting events, several of them let you attend for free with your student i.d. It might not be Broadway or the major leagues, but it’s better than spending $20 at the cinema.
  8. Tutoring: When you were in high school it might have cost your parents upwards of $20-40 per hour to hire a tutor. But colleges nowadays understand that students don’t have the time or means to search off-campus for help. So writing centers, speaking centers, and facilities that can help you with everything from time management to drafting a resume have been formed. All you have to do is schedule an appointment.
  9. Campus Safety and Security: Nighttime police escorts and security systems, self-defense courses and seminars on how to avoid date rape are just a few ways the university tries to keep you safe. That’s better than free. It’s priceless.
  10. More Money: Just when you thought it couldn’t get any better, you can get more free money! The old favorites – state grants, Federal Pell grants, and institutional scholarships – are all still there. But more financial aid is being offered every day. Just visit your financial aid office and ask for assistance. They can match your needs and talents with the application that’s right for you.

How to Win A Scholarship In 3 Easy Steps

Top 10 Ways to Save Money on Your Wedding Day 

Do you have champagne taste and caviar dreams, on a white bread and soda pop budget? Don’t worry, you can still have a beautiful but do it cheaper. Check out these great ways to cut costs and save money.

1. Trim Your Wedding Guest List

Each time you add a name to your invitation list, you’re increasing your budget significantly. It’s not just the catering costs, but also the extra centerpieces, favors, rentals, etc. Don’t invite anyone you haven’t talked to in five years. Don’t feel obligated to let single people bring a date. Avoid feeling pressured to invite all your work colleagues. And don’t let your friends bring their children. You can also decide to eliminate categories like “relatives more distant than first cousins” or “friends from volunteer work.” By not inviting anyone from that group, you’ll help avoid hurt feelings

2. Save Postage on Your Wedding Invitations

Forgo the inner envelope and blotter paper, which are leftover relics from times when ink needed time to dry, and people wanted a pristine envelope. Rather than having a reply card, ask guests treply on line on-linene or by the telephone. Not only will you save money from the printer bill, it should also reduce your postage expense.

3. Shop Sample Sales and the Internet for Cheap Wedding Dresses

If you wear a 6, 8, or 10, check out sample sales, which generally happen once a year. It’s a great opportunity to get a designer dress at rock-bottom prices. You can also look on eBay, Craigslist and other websites for deals on used wedding dresses. Remember that cleaning the delicate fabric of a wedding dress may cost up to $250, so avoid the cheap dress with the filthy hem. And many towns have a shop where you can rent a wedding dress, saving you hundreds and hundreds of dollars.

4. Change the Day of the Week

Have your wedding on a weeknight or a Sunday. There is less demand for these dates, so vendors will often be willing to give you a better rate. Read more ways to save money on your wedding location.

5. Save Money on Church Decorations

For religious weddings, consider having your wedding near a major holiday. The church will already be decorated, saving you lots of money on flowers. On other days, look for simplicity. A candlelit ceremony can be romantic, gorgeous, and inexpensive.Not having your wedding in a church? Check out these tips on saving money on your wedding flowers

6. Learn to Ask for Help to Save Money

If you want to have a cheap wedding, pool your friends’ and family’s resources. Think of musicians you know, well-spoken friends who could be your officiant, and crafty people who can help you assemble things. They will generally be honored to be a special part of your big day. Also look for money-saving tips everywhereand ask friends and family members for what they did to save money on their big day. Check websites such as wedfrugal.com and frugalbride.com,

7. Get Crafty - Do It Yourself

Throw a “pitch-in party,” where you ask your friends to be a special part of your wedding by helping you assemble favors and make invitations, centerpieces, and other homemade inexpensive touches. Be sure to put out delicious snacks and have inspiring tunes on the stereo, so that your friends feel like they’re at a party, not just part of an assembly line. Click the link below for DIY wedding projects.

More: DIY Wedding Projects

8. Look for Cheap Wedding Food and Drink

Be honest with your caterer about your need to save money. Ask them which are the least expensive entrees and whether a buffet is cheaper than a seated dinner. See if they’ll let you provide your own liquor, or if serving only wine and beer will be cheaper than a full bar. Also consider only having the bar open during your cocktail hour, then serving an inexpensive wine with dinner. Especially if you and your fiance don’t drink, consider having a dry wedding.

9. Make the Most of eBay

eBay, eBay, eBay. It’s a great source for everything from second-hand dresses to wedding favors, cake toppers, ring pillows and more. Be sure to allow ample time for the auction to end, and for shipping. Look for trusted sellers whose feedback indicates they have accurately represented what they have sold.

10. Consider Cheap Wedding Invitations

Don’t go for engraving - regular printed invites work just as well. There are a variety of cheap wedding invitations available on thInternetet. For a casual wedding, consider printing your own invites from your home computer. Stationery stores now sell printed paper meant to use in a home printer as cheap wedding invitations.

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Apr 21 2009

SALES GOING ON TODAY

 

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April 22ND

Betty Crocker helps you stretch

the family meal dollar further with tips for smart shopping, valuable savings, and recipes that deliver a lot of yum for your buck!

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It’s fun and will teach you something and give you ideas on how to save some money too!

 

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